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Do I need to enter the recipient bank’s address when sending a payment?

Written by Taylor Morgan

No, you don’t need to enter the bank’s address. Our system automatically identifies the correct bank using just the key details you provide. Here’s what you’ll need depending on the currency and transfer method:

For CAD payments:

  • EFT: Account number, Branch/Transit number, Financial institution number

  • Interac e-Transfer: Security question and answer (if auto deposit is not yet set)

  • Wire (SWIFT): Account number, BIC/SWIFT code

For USD payments:

  • ACH: Account number, ABA routing number

  • Fedwire: Account number, ABA routing number

  • Wire (SWIFT): Account number, BIC/SWIFT code

For GBP payments:

  • UK Faster Payments: Account number, Sort code

  • Wire (SWIFT): Account number, BIC/SWIFT code

For EUR payments:

  • SEPA: IBAN

  • Wire (SWIFT): Account number, BIC/SWIFT code

For other currencies:

On-screen instructions will guide you when adding the recipient’s payment details.

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