Step 1: Open the Wallet app pre-installed on your iPhone (or if it's been removed, you can download the Apple Wallet app from the App Store)
Step 2: Select the "+" symbol to add a card
Step 3: Select "Debit or Credit Card"
Step 4: Manually enter the card details or scan it with your phone's camera
Step 6: Select "Agree" to consent to the terms and conditions
Step 7: Select either "Email" or "SMS" to receive the 6-digits one-time-pin (OTP)
Step 8: Enter the 6-digits OTP
Step 9: Apple Pay will be activated at this step
